Until I can switch off Apple Intelligence Smart Replies, this setting is going to remain off.
I’d be happy to give it a go on a couple of things —mostly writing tools— but the fact that it suggests replies for my personal text messages to friends and family and that I can’t turn it off is a line I will not cross.
They are so incredibly poor in quality that it is laughable and something that Apple should be ashamed of, rather than promoting and forcing upon its users.
It is such a lack of respect for its user base and something that hints at the start of its demise as one of the world’s leading computing platforms.